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USDA? VA? Conventional? FHA?... Deciding to purchase a house or refinance a mortgage is an important step. You can count on us to guide you to the loan program that's the right fit for you. Our team of mortgage experts is eager to walk you through this important financial commitment. We are the ONLY remaining independent mortgage company in the Shenandoah Valley - all of the others have been bought up by banks. As such we work with all types of loans and not just the ones that banks handle in-house. For assistance in selecting the perfect loan program for your unique situation please contact us at